A student is ineligible for the HOPE or Zell Miller Scholarship if he or she has:

  • Received payment totaling 127 semester hours of credit; or
  • Attempted 127 semester hours of college degree credit, regardless of whether or not HOPE funds were received while attempting the hours; or
  • Earned a baccalaureate degree, regardless of whether or not HOPE funds were received while earning the degree, or
  • Reached the seven year expiration of eligibility date.

A student is ineligible for the Pell Grant if he or she has:

  • Received Pell Grant awards for 12 full time semesters; or
  • Earned a baccalaureate degree, regardless of whether or not Pell funds were received while earning the degree.

A student is ineligible for the Direct Subsidized Loans if he or she has:

  • Reached the maximum period of time (150% of published length of program); or
  • Earned a baccalaureate degree.

ALL students must meet the Standards of Academic Progress (SAP) Requirements at the end of every term to receive financial aid (State, Federal, and Institutional.)

SAP requirements:

        I.            Grade Point Average Standards-Students are required to maintain at least a 2.0 cumulative financial aidgrade point average (GPA). Financial aid GPA includes all credit hours attempted at MGA and all other previously attended institutions, including learning support and repeat coursework. NOTE: Financial aid GPA may differ from your academic GPA.

      II.            PACE Standards-Students enrolled at MGSC must show measurable progress toward earning a degree by successfully completing a minimum of 67% of cumulative credit hours attempted. Grades of A, B, C, D, P and count as the successful completion of a course. Grades of F, W,WF, FA, I, IP, NR and U do not count as the successful completion of a course. Transfer consortium, repeated, and learning support count as attempted hours.

   III.            Maximum Timeframe-In addition to previously stated standards, student financial aid is available for up to 150% of the number of hours required to complete the specific program of study. Example: If a bachelor’s program requires 120 hours, a student may attempt a maximum of 180 hours before becoming ineligible for financial aid. Students who change majors or degree programs should do so early so as not to jeopardize eligibility for student financial aid.

Failure to meet all required parameters will result in financial aid suspension until SAP requirements are met or the student has been a granted appeal. A student may submit the SAP appeal form to the Office of Financial Aid with a personal statement explaining the mitigating circumstance that caused them to not meet the standards and third party documentation to support statement.

Return to Title IV (R2T4) Calculation

A student may lose financial aid eligibility if they drop or withdraw from all courses prior to mid-term. Each student who drops or withdraws from all courses is subject to be reviewed for a Return to Title IV (R2T4) Calculation to determine if their aid eligibility needs to be reduced.

The R2T4 calculation is based on the amount of time the student completed divided by the total amount of time that was scheduled to be in the period of enrollment.


Withdrawal from all classes through and including the 60 percent point in each period of enrollment requires a Return of Title IV Funds calculation. Students withdrawing from all classes after the 60 percent point are considered to have earned 100 percent of the Title IV funds disbursed. Title IV aid that the student did not "earn" must be returned to the appropriate aid programs, as soon as possible, but no later than 45 days.